Legal Question in Banking Law in India

I was in Dubai from 2007 to 2008, during which I used a credit card from the local banks of Dubai.
Total outstanding as per the bank AED.6700.00 (INR: 1,30,000/-).
I did try to pay as much as I could till I was there but then defaulted when I left Dubai. I never got contacted until October 2015 on the same, where in they tried reaching me though my family members threating them (my parents).
I have not avoided any of their calls till date since October 2015, wherein I have informed them I am not in a position to pay the outstanding amount which they have calculated (AED: 2,24,000/- with additional charges)
When asked what could be the final settlement they keep saying that we will get your family members arrested and who ever know associates of mine can be arrested on my behalf for defaulting on the dues.
I went to the extent of telling them that I could pay a maximum of 2000 Dirhams but they don't seem to want to listen.
Please advise.
Regards,
Arun

Asked on 6/21/16, 10:00 pm

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1) Before ur departure, the company and the bank will settle all ur claims from insurance.

2) They cannot arrest u or ur family members as they threaten since it is civil law suit.

3) U can contest if they send any demand notice and engage an able local lawyer for the purpose.

Answered on 6/21/16, 10:45 pm

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23.06.2016

Repeat query. Already answered.

Answered on 6/22/16, 3:26 am

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