Legal Question in Consumer Law in Alabama

Purchase of Authorized User Account

I purchased two tradelines from someone who I thought was a person of integrity. The individual does credit repair and he finds clients who are more than willing to add you on their credit card accounts as an authorized user for a price. This helps to boost your credit score so that you can get a good interest rate on the purchase of a home. I paid this guy over 3 1/2 months ago and he has yet to produce the two tradelines that I purchased and the 90 day contract agreement has expired. I asked for a refund and he will not give me one. Neither has he done anything to help me repair my credit. What can be done about this legally.


Asked on 7/03/07, 8:54 am

1 Answer from Attorneys
John Watts Watts Law Group, P.C.

Re: Purchase of Authorized User Account

You can probably sue under the credit repair organization act - a federal law. It is a pretty strong law for consumers. Call me if you would like to discuss this.

John Watts

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Answered on 7/03/07, 10:43 am


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