Legal Question in Credit and Debt Law in Arizona

Charge offs

I have a charge off on my credit which looks terrible. The problem is it was my ex-wifes non payment of a auto loan that I was not aware off. In our divorce papers she took responsiblity for her car and I took it for mine. Is there anyway to get this mess off my record. It is killing my credit and I dont feel it is my wrong doing.


Asked on 4/03/09, 9:40 am

1 Answer from Attorneys
Jeff Biddle Biddle Law Firm, PLLC

Re: Charge offs

You may be able to file a formal dispute with the credit reporting agencies. By doing so, they will investigate whether you were a listed party on the loan. If not, they should remove the charge off from your credit reports.

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Answered on 4/06/09, 1:53 am


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