Legal Question in Credit and Debt Law in California

I have this litigation fIrma calling me regarding a payday loan I never applied for or received. The firm said I received the loan in 2013 I have not done a loan since 2008 before my bankruptcy. The supervisor at this litigation firm told me she has heard of this before where people said they did not make the loan. She advisedme to make a payment on the loan. I don't know if I should do this because I did not make this loan. I keep asking for some kind of mail correspondence from the company that is making this claim. What should I do.


Asked on 1/31/17, 5:18 pm

1 Answer from Attorneys

Do not under any circumstances make a payment to any debt collector who will not send you something in writing. That is a 99.9999% guarantee that they are con artists. In addition, if you make a payment you reset the clock on the statute of limitations and give them at least two and maybe four extra years to file a lawsuit against you. Do not accept or in any way acknowledge the debt without proof in writing of the debt.

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Answered on 1/31/17, 6:35 pm


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