Legal Question in Criminal Law in California

I have an insurance check, that I am supposed to sign over to the medical facility that provided my surgery, when i was employed . It is in the amount for 46,000$, issued out of MA, issued to my name, I reside in California
I know the right thing to due is sign it to the provider, however, I have lost my job, was denied unemployment and risk loosing my living arrangement, and potentially becoming homeless.
If I deposit the 46K into my bank account, and live on the funds, what will the consequences be?
I have been holding the check for 5 months, yet to make a move. I have received calls from the providers saying they are sending the account to collections, and have received a letter saying they will send to collections if i do not respond asap.
Will I got to jail for theft? Fraud? Never thought life would come to this. can I cash it and declare bankrupt to eliminate the debt?
please help

Asked on 3/02/11, 11:48 pm

Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

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While I can't advise you to take money that isn't yours, it's extremely unlikely that you would go to jail.

Answered on 3/03/11, 8:33 am

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