Legal Question in Wills and Trusts in California

Re: Will versus Trust

Your estate will be responsible for paying your debts and your mortgage. If she is the beneficiary of the life policy, the death benefit will be paid directly to her.

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Re: Will versus Trust

the mortgage is secured by your home. she won't be required to pay your mortgage but if she wants to keep the home she will have to pay the mortgage with the life insurance money or by obtaining a mortgage in her name--assuming of couse that she is the beneficiary of the house.