Legal Question in Bankruptcy in Florida

Hello...

I am a creditor in a Chapter 7 bankruptcy case. The (only) notice I received gave a deadline

for filing proof of claim forms. I began the process of filing online, and on the second page

there was a statement saying the case was ruled closed some 12 days earlier. There was

still a week left before the original (and, again, only) declared deadline. Calls to the court

and trustee resulted in fairly vague answers to the effect that the judge could close a case at

any time if the debtor was found to have zero unprotected assets. The "meeting of creditors"

was described in my notice as mandatory only for the debtor, optional for the creditors. I

was told one creditor attended and was awarded property and or goods at that time by the

trustee. The "meeting" was three months prior to the claims filing deadline. The case was

closed nineteen days prior to that deadline.

Does this sound strange or simply wrong to you?

The second part of my question is this: Both of two promissory notes I hold have a personal

guarantee along with the corporate promise. They are duly signed and notarized. Does this

give me options that go beyond the restrictions and/or rulings determined by the court in

regard to the chapter 7 case? The case is in

Florida.

Thank you very much for your help. (Sorry for the scattered format...that's the way my letter copied to this form.)

1 Answer from Attorneys

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