Legal Question in Credit and Debt Law in Florida

How can I get a collections account removed from my credit report when the creditor has failed to ever validate the debt (in over 6 months since validation was requested)? They have also violated FDCPA by continuing to try to collect in spite of never responding to validation request.


Asked on 7/19/12, 8:13 pm

2 Answers from Attorneys
Barry Kaufman The Law Office of Barry W. Kaufman

The FDCPA does not apply to creditors, only to 3rd party debt collectors. Validating the debt has nothing to do with your credit report.

Read more
Answered on 7/19/12, 11:22 pm
Angelo Marino Angelo Marino Jr. PA

I handle credit report cases and collection cases. Florida has its own law on debt collection and it is not limited to collection companies. See www.ConsumerLawyerHelp.com

Read more
Answered on 7/20/12, 9:43 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Florida