Legal Question in Insurance Law in Florida

If I was an intoxicated passenger in my own vehicle and an unknown person drove me home but hit a car and ran will my insurance cover the damages to the other persons car


Asked on 8/16/14, 10:32 am

2 Answers from Attorneys
Barry Stein De Cardenas, Freixas, Stein & Zachary

Yes your coverage for property damage should cover up to the limits of your insurance.

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Answered on 8/16/14, 10:47 am
David Burns David H. Burns, P. A.

If the "unknown driver" was a one-time permissive user, then the answer is most likely yes. However, this is an unusual fact pattern that you describe and your insurance company will likely proceed to investigate under a "reservation of rights" - which means they could later deny coverage if any of the facts don't check out..

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Answered on 8/17/14, 9:23 am


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