Legal Question in Insurance Law in Florida

Do i have a legal case against this insurance company,as well as my previous emp

i was employed at my former job for 10 years.i was jumped back in november 02,and after seeing several dr's i had to have surgery(c5-c6 cervical fusion)this was done on 03/03.)my employer's insurance company was paying short term dissability.when the short term diss ran out,they(the ins. co denied me long term dissability benifts,even with 4 letters from the same neuro-surgeon who had performed the operation stating that i could not return back to work,and why.i appealed the insurance company's descision,and before they had ruled on it i got a call from m employer stating that''because trhe ins co. had yet to make a decision on my claim that i was being terminated.too top it all off i am now scheduled to go in for my 2nd cervical fushion on 02/18/04.thats 2 operations in less than 12 months!i also need to have a lower lumbar fushion done,but not until i heal from my up-coming surgery.i have not recieved any income whatsoever since 03/27/03,which is the date my short term dissability ended.i appreciate your comments or suggestions,and appologize for the length of my question.


Asked on 2/06/04, 12:05 pm

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: Do i have a legal case against this insurance company,as well as my previous

You failed to indicate the status of your appeal & whether you are represented by an attorney. You certainly should be.

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Answered on 2/06/04, 2:23 pm
Craig Dorne Craig M. Dorne, PA

Re: Do i have a legal case against this insurance company,as well as my previous

NOTE: This communication is NOT intended as and should NOT be interpreted as legal advice. Rather, it is ONLY provided FOR a general discussion of legal principles. The facts you provided DO NOT provide ALL of the details necessary to FULLY and PROPERLY respond to the question you have posed. You should NOT rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney�s individualized advice for you. By reading the Response below, you AGREE: (i) that the opinion expressed is NOT intended to be legal advice and DOES NOT constitute legal advice to you or any person reviewing such information; and (ii) DOES NOT, create any attorney-client relationship and WILL NOT be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Reply: You case would depend upon the facts and with out a review of all of the details legal advice cannot be given. From the statement you provided, it would appear that you may have a claim and you should seek immediate legal advise. You may call my office to schedule a meeting if you are in the area at 305-534-4757. You may also call the Florida Bar to obtain a referral at 800-342-8011

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Answered on 2/06/04, 2:43 pm


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