Legal Question in Credit and Debt Law in Georgia

Paid In Full on Check

A doctor sent final bill. Stated I owed $54.06 and ins co owed $58.10. Wrote them a letter after going over my receipts. Told them that accoring to receipts I only owed them $17.00 and the ins co owed $0. Sent a check for $17.00 with ''Paid In Full'' on front of check. It was cashed. Now exactly one year later I get another bill for $38.12 (which is minus the $17.00 but plus $.96 finance charges. Also it says that the ins co still owes. Legally, is the bill considered PAID since they cashed the check with the statement on front of it????


Asked on 7/02/01, 11:17 am

1 Answer from Attorneys

Lee Morgan Morgan & Morgan

Re: Paid In Full on Check

Generally, marking a check "Paid In Full" is not sufficient to extinguish a balance due on an account. However, I would consider sending the creditor a copy of the cancelled check and demand that they mark the account closed. Because it is a relatively small amount they may close the account.

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Answered on 7/17/01, 11:02 am


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