Legal Question in Civil Litigation in Georgia
An in-law of mine took out a loan and purchased me a car. I agreed to make the payments of $130.94 every month. I was told that the payment was due on the first of every month and late after the tenth. I have made every payment by the tenth and will be paid off this January. Due to the economy, my husband and I have had a rough time, but have managed to make the payments before they were late until this past September. I told her that I would catch it up as soon as I could. We are now able to catch it up this month, but she wants to sue me for $20,000 although she's paid the loan off and is holding the title, not the bank. Can she sue me like she claims she will?
1 Answer from Attorneys
What does your written agreement with her say? (You can't do this without a written agreement since contracts for more than $500 must be written). Your agreement will spell out what is default and what remedies she and you have.
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