Legal Question in Bankruptcy in Illinois

Husband and I receive social security/disability. Can we file Chapter 13?


Asked on 1/18/16, 8:54 am

1 Answer from Attorneys

Henry Repay Law Offices of Henry Repay

You may be able to, but there is not anyone who would give you a proper evaluation using a site like this. There are too many factors that go into a bankruptcy evaluation than can be covered here--the scope of a space like this does not afford the opportunity to assess the situation and advise you.

I recommend you assemble for legal consultation: (1) household income information for July 2015 through the present, including wages and unemployment during that period; (2) all your bills and collection notices (copies neatly assembled, back pages included); (3) last two years� tax returns; (4) a credit report (use www.annualcreditreport.com to obtain free report if not requested in last year); and (5) other information that may apply, such as copies of lawsuits. Call at your earliest convenience to afford the most opportunity in which to be advised about your best course.

I do not recommend filing bankruptcy on your own. There are too many complex issues. I have seen several posts on this site for debtors who filed on their own and are seeking counsel concerning complications. Most of them will have a hard time finding an attorney to get involved to unwind the mess without the attorney charging several times what would originally have been paid.

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Answered on 1/18/16, 9:33 am


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