Legal Question in Banking Law in India

Collections

I would like to know he procedure to file a case against HDFC bank for illegal means of recovery. the recovery agent has been threathening me and forcing me for the paymnet. Need assistance for the same.


Asked on 6/18/08, 6:20 pm

6 Answers from Attorneys
Homi Maratha N.N. Maratha & Co.-Advocates

Re: Collections

Issue a notice to the top executives of the Bank.

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Answered on 6/21/08, 1:22 am
J. Radhakrishnan independent Practice

Re: Collections

issue a notice by regd.post ack. due to the Managing Director of HDFC Bank Ltd., to stop harassment. If it does not yield results, file a complaint to the Banking Ombudsman in the State in which you reside or the cause of action arises. The Procedure for complaint and the address of the Ombudsman can be ascertained by accessing rbi.org.gov.in or the RBI website.

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Answered on 6/18/08, 10:08 pm
Manish Dhingra Legal

Re: Collections

First file a complaint with the manager of that branch from which you took the loan. Before taking any criminal action against the bank (recovery agent) you should have some base to substantiate your claim.

If that does not materialize then file a complaint with the regional head and cc to MD of HDFC bank along with the RBI.

If this also fails, file a criminal complaint with your local police station.

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Answered on 6/19/08, 12:03 am
Aniruddha Pawse Aniruddha.P.Pawse Advocates

Re: Collections

You have to issue legal notice to the Bank. Contact personally with full details. Notice chgs Rs 500/- only.

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Answered on 6/19/08, 2:02 am
G. M. Gupta gmguptaandassociates

Re: Collections

you can file complaint at police station, court u/s 156(3), and file injunction case in civil court

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Answered on 6/19/08, 3:33 am
Bobby Aanand Metropolitan Jury

Re: Collections

Already replied

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Answered on 6/19/08, 4:51 am


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