Legal Question in Insurance Law in Kansas

Untimely Submission or Contacts

In cases where an organization waits for over 1year before alerting a patient that his/her insurance did not cover a health related bill, then waits another 2 years before hiring a debt collection agency to retrieve the money (patient moved away), is the patient still responsible for the debt or is there some kind of ''timely notification'' rule somewhere?


Asked on 8/09/01, 3:19 pm

1 Answer from Attorneys

Steven Murray Steven W. Murray, APC

Re: Untimely Submission or Contacts

It is called an "estoppel." An insurer has a duty to notify an insured what it is doing about a claim for benefits. You should contact an insurance lawyer, and you probably have a case for damages for bad faith, as well as slander/libel (re your credit).

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Answered on 8/13/01, 2:21 pm


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