Legal Question in Credit and Debt Law in Michigan
I am being sued by an Attorney for credit card debt. They have already filed their suit and I have responded. My question is: should the Attorney still be calling me (even though its in Court already) and trying to collect?
2 Answers from Attorneys
Definitely not if you are represented by an attorney.
If you are not, I don't believe that the Federal Fair Debt Collection Practices Act or Michigan law precludes continued collection efforts once a suit is filed.
The attorney should still be able to call you as a 3rd party collection agent as long as that attorney has not told a 3rd party about your debt (friend/relative), left a message on an answering machine that can be accessed by other parties, or called after 9PM, used violent language, etc. If you are unable to pay the debt, consider bankruptcy as an option and then all collection efforts will cease.
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