Legal Question in Credit and Debt Law in Missouri

What happens if you are under 18 and get a credit card?

I recieved a credit card in my name (not from my parents)when I was 16. I defaulted on it, and now eight years later a collection agency is trying to get the bad debt. Since I was 16 do I have any rights? I asure you that the credit card was in my name only and I did not have my parents put me on their account as an authorized user.


Asked on 7/11/02, 8:18 pm

1 Answer from Attorneys
Greg Kessler Frankel,Rubin,Bond and Dubin, P.C.

Re: What happens if you are under 18 and get a credit card?

You are not responsible! You had to be 18 to sign the original contract and the claim is void anyway after 5 years.

You may have a claim against the credit card company for violation of federal law. Call me for help.

GSK

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Answered on 7/11/02, 9:09 pm


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