Legal Question in Bankruptcy in New Jersey

Negotiation vs. Bankruptcy

I am a 26 year old male and currently have a credit rating of 413. Constantly, I am being harassed by past creditors and current creditors. I am also currently 2 months past due on my mortgage and car payment and foreclosure and repossession proceedings will be imminent. I will be able to make payments for arrears in the future but not currently or in a timely fashion. What are my options, and what are your recommendations?


Asked on 12/03/06, 9:02 pm

1 Answer from Attorneys
Rafael Gomez Rafael Gomez, Attorney at Law, P.C.

Re: Negotiation vs. Bankruptcy

The only thing that stops the bank from foreclosing is a bankruptcy. It sounds as if this is your only solution. You may come in for a free consultation. my email is [email protected].

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Answered on 12/04/06, 7:47 am


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