Legal Question in Consumer Law in New Jersey

My car was repossessed two weeks ago. I was sent a letter last week which stated the following.

"we will sell your car at a private sale sometime after December 1, 2009" then down below

"You can get the property back anytime before we sell it"

Now the problem is that when my mother called the finance company on November 30th offering to pay off the full amount which they were asking for stated on the same letter they told her she could not get the car back. Reason being? Because when the car goes from the repo lot to the auction house it is too late. In my opinion this is illegal and a clear contradiction to what I was told within the letter.

They are saying sometime after December 1 so if they sold the car on the fifth I should had been able to get it back on the forth. Even if they had the auction on the 1st of December (clearly not what the letter is saying since it is saying sometime after the 1st) they were called and offered the full amount of the car on November 30th.

So my question is this. If I can get the finance company to give me a letter stating that an offer was made to get the car back by paying what they were asking on November 30 can I take the finance company to court because they did not follow what they sent me in the letter to get my car back?


Asked on 11/30/09, 10:23 pm

1 Answer from Attorneys

Robert Davies The Davies Law Firm, P.A.

You might, maybe, have a claim against them. Call me if you would like to talk about hiring me to file suit against them.

Read more
Answered on 12/08/09, 12:02 pm


Related Questions & Answers

More Consumer Law questions and answers in New Jersey