Legal Question in Consumer Law in North Carolina

Im being harassed by this company in Florida saying that they have a lawsuit against me because i refuse to pay off a payday loan. I also received a previous call from this number saying that i had a warrant out for my arrest and that they were sending police to my house. When speaking with this company I told them that i did pay it off and they said the money they collected from my account was not going towards the payoff but it was fees. The loan amount was for $200 and i gave them well over $300 before i closed the bank account because of this issue. Later to find out that these loans are illegal in my state. So do they have a case against me or is it just a scam? Im not so much worried about them threatening me with the lawsuit but the fact that they have all my personal information including my ssn and what they can do with it.


Asked on 2/26/11, 6:25 pm

1 Answer from Attorneys
Jeff Rosner Rosner Law Firm P.A.

I would take notes on all subsequent calls, name of person, time, length of call, exact content of conversation. Check your credit report as well to see what has been filed. You may want to file a lawsuit against them for violating fair debt collection or other statutes.

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Answered on 2/27/11, 9:17 am


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