Legal Question in Bankruptcy in Ohio

Disability exemptions

Ohio has disability income and insurance exemptions. What is the difference and does this mean my state teachers retirement disability allowance and my husbands va disability would be ignored for the means test?


Asked on 8/31/08, 7:21 pm

1 Answer from Attorneys

Frank Rozanc Frank J. Rozanc, Esq.

Re: Disability exemptions

No, you must still include them in the means test paperwork, but they are exempt from attachment to pay creditors by the bankruptcy trustee. Failing the means test does not automatically prohibit you from filing bankruptcy, but you might have to file a Chapter 13 instead of a Chapter 7 if your income is too high.

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Answered on 8/31/08, 9:22 pm


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