Legal Question in Bankruptcy in Pennsylvania

Garnished wages for chpt 13 bankruptcy

Hi. We have filed for chapter 13. My

husbands wages are being garnished.

Is it possible to NOT have the wages

garnished and instead have the

payment taken out of my bank

account?


Asked on 5/04/09, 2:13 pm

1 Answer from Attorneys

Michael McCulley McCulley Law LLC

Re: Garnished wages for chpt 13 bankruptcy

Dear Madam:

I am unsure from your posting as to whether you are from the Philadelphia area, however for purposes of this answer I will assume that you are. Generally a wage authorization is the best way to ensure that your Chapter 13 trustee payments are made and credited by the trustee in a timely fashion. For this reason many Bankruptcy attorneys request that you sign them. If you fail to make payments to the trustee, your case can be dismissed.

As far as I know the only two options for both Miller and Reigle (the Philly area trustees), are to either have the funds taken directly from wages or to send the monthly payment via certified check or money order to the trustee's processing center. Currently there is no way that I know of to setup an ACH withdraw, which is what you are referring to.

If you need to change your payments arrangements, you should contact your bankruptcy attorney. If you filed without counsel or wish to hire me to help you with changing your payment arrangements, please contact me at the email address below.

Thank you,

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Answered on 5/04/09, 3:04 pm


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