Legal Question in Personal Injury in Tennessee

Property Injury

A individual who had done some yard work and gutter

cleaning for me in the past came to my houst last week

and asked for work. He trimmed a tree. During his

work, he and his friend were drinking, which I had no

knowledge of as they returned to their vehicle to

consume the alcohol. Shortly after indicating they

were leaving, one of the men climbed back up into the

tree, fell out, shattered his right elbow, broke 2

ribs and dislocated his shoulder. In my efforts to

help him back to the vehicle the smell of booze was

extremely prevalent and there was evidence in the car

that he had been drinking. The hospital has that on

record as well. Am I liable since the accident

occurred due to his negligence? Can I lose my

property if I'm sued for over what my homeowners

liablity is (100


Asked on 1/12/02, 3:28 pm

2 Answers from Attorneys

William Poland Law Offices of William H. Poland

Re: Property Injury

It's hard to tell how one of these cases will turn out. Certainly his drinking will give you some ammunition to defeat his claim. You must get in touch with your homeowners insurance immediately and let them know what has happened.

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Answered on 1/13/02, 2:09 am
Marc Reisman Rosenblum & Reisman, P.C.

Re: Property Injury

You are not liable simply because he was hurt on your property. Premises liability law is quite complicated, but in Tennessee there must be some fault on the property owner's (your) part for there to be liablility. However, you should seriously consider immediately informing your homeowner's insurance carrier as there are notice requirements in all insurance policies.(Consult yours and I feel sure you will find such a requirement.) More than likely your insurance company will defend any personal injury action by hiring a lawyer for you. Then you can talk to that lawyer about the likelyhood of success. From the facts you have relayed I think you will get a favorable response from your counsel, but I will leave that up to him or her. Good luck.

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Answered on 1/12/02, 10:39 pm


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