Legal Question in Civil Litigation in Texas
responsible
my question is as follows: if u have persons A and B living in the same house. person A takes the vehicle and hits another car causing damages. later it comes out that person B owns the vehicle and does not have insurance whos responsibility is it to pay for the said damages?
3 Answers from Attorneys
Re: responsible
Ordinarily B will not be liable for damages caused by A. There are exceptions such as when A and B are running a business activity together, and A causes damages while operating the vehicle on business activities. If A stole the car, then A is not covered under B insurance policy. If B was driving the vehicle with express or implied authority, then B's insurance company may be required to defend A and pay any judgment within the limits of the policy.
Re: responsible
There is also an issue of whether A had insurance on another vehicle, it may follow him to B's vechicle.
You should speak with a local attorney about this matter.
Re: responsible
A, since A caused the accident. B may be liable as well if A took the vehicle with B's permission.
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