Deborah Sheward

Have you ever experienced a serious loss or damage to your property? It is such an ordeal that it can leave you dejected and discouraged, no matter how optimistic you are by nature. Once you come out of shock, you might have felt panic then dismay when you realized the disaster wasn't over--you still had to face the financial consequences of your misfortune. But then you may have said to yourself " Thank goodness I'm covered by insurance!" So you submitted a claim for the damage caused when for example, a tree fell through your roof during a storm or a leaking underground oil tank caused contamination to soil or groundwater. Unfortunately, many policyholders discover that their disaster is far from over when their insurance company denies their claim. Appealing the insurer's decision to deny coverage is often an exercise in futility resulting only in more frustration. When it comes to recovering benefits due under an insurance policy and ensuring that all additional obligations to the policyholder have been met, you need more than a general practice lawyer. I have years of experience practicing in the area of insurance coverage law. If you have received a disclaimer letter from your insurance company, I can analyze your claim and provide you with an opinion that states in detail whether you are entitled to coverage under your policy. If it appears that coverage exists for your loss and you choose to pursue your claim on your own, you have the resources to counter the insurance company's position that there is no coverage under your policy. In the event you would like me to represent you, i will take all possible steps to achieve a successful settlement of your claim. Failing that, I have spent years litigating declaratory judgment actions where the court will determine if the insurance company must pay your claim. Dealing with insurance companies is difficult under the best of circumstances. If you find yourself in an adversarial position with your insurer and think legal advice would help, you need a lawyer with experience and skill in this specialized area of the law. Contact Deborah L. Sheward, Esq. Attorney at Law for more information.