Credit: Credit Score, Identity Theft and Credit Report

By | December 14, 2010
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Your Credit Score There’s a lot of hype these days regarding knowing your score and identity fraud, like the catchy commercial to get your “free credit score” by signing up for a credit monitoring service.  Do your wallet a favor and don’t. Most of your credit is made up of:  what types of credit (for example, mortgages, car… Read More »

Credit Card Debt

By | December 14, 2010
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When you get into trouble, document the reasons for your hardship and sent your creditor a certified letter.  Make sure you tell them that they are not to call your place of work as your employer does not allow you to take personal calls.  Tell them not to call your relatives, friends or neighbors.  They want money which… Read More »