Legal Question in Banking Law in India

Is it possible for someone to go ahead with legal proceedings against me without sending me a formal Legal Notice?

The email that I have received states the following,

"We demand that payment of the full amount be paid to us on or before 7

December 2014.

If this account is not resolved by the specified date we reserve the right

to commence legal proceedings to recover the debt without further notice to

you, and you may be responsible for any associated legal fees or collection

costs. If you wish to prevent this, please contact the undersigned as a matter of

urgency and settle your account before the above date."

There isn't anything that suggests that this is coming from a Lawyer, neither does it have any letterhead and so on. So my query is if it was possible for someone to go ahead with legal proceedings against me without sending me a formal Legal Notice?


Asked on 11/26/14, 11:37 pm

1 Answer from Attorneys
Fca Prashant Chavan Expert Edge LLP

27.10.2014

Dear Sir / Madam,

Yes, The aggrieved party need not necessarily serve a legal notice to you through an Advocate. The aggrieved party can initiate action for recovery on their own without engaging a Lawyer. You may suitably reply to the email notice including all the points in your defence in your reply.

Regards,

Read more
Answered on 11/27/14, 2:35 am


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