Legal Question in Banking Law in India

That the balance or fund in account are not sufficient

To meet the funds required to clear the instrument, say

Cheque so presented in d account

This type of remark is used when the drawer is granted an overdraft or cash credit, if the cheque is presented when the cash credit or overdraft limit is exceeded and there is no drawing power meaning that the security margin of pledged goods does not justify. Further overdrawing on the account. Would not be allowed