Legal Question in Banking Law in India

My father owns a house in Hyd.we are 3 daughters.am the youngest,married.dad is 85years old.until 2005,dad had only ground floor building.2006,my elder sister wanted to construct a floor above the ground to procure more rents for dad,as ground floor rents were not sufficient for their maintainence.since my parents were not financially sound,my sister took my father property papers and pledged it in a pvt bank.they took overdraft from bank and took some x amount.my father's papers were surity for their overdraft a/c.from that x amount they spent 20lakhs for construction.2006,floor was ready and from then to till this day they have been taking all the rents by giving 15k for parents maintainence.every year they are charging floating intrest.14.5% to 15.5%.till 2013 dec,they have received 19lakhs.but now they say dt my dad has to pay 26lakhs more and only then they can release the property papers from the bank.my second sister and me had not been enjoying father property at all.could you please give us the intrest calculations for 8years on 20lakhs?is there intrest on OD?in spite of dad pledging the papers in bank as suriety,he has been paying intrest of 15.5%.please help

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