Legal Question in Credit and Debt Law in India

I had credit card issue for which I asked to go for legal action in 2009. almost 6 Year gone.. Now for last 6 month they came on my mobile network and started giving me harassment call time to time. Now they reach on their extreme and called my brother's daughter to take my another mobile no.. they called me my land lard (flat owner) who work at other city than I live and told him about my debt.. they also called owners brother who live at other place as well. Though question arise how they got contact no of all these but this is not important to me. I refused to pay the amount 6 year back because there were dispute and asked them to move in court which the did not.

Now I know this is a time bar case as well (though this was not the reason in 2009 for not paying bills) and I just not able to understand how and why they calling me and my contacts like this when they did not taken proper action on time. This is truly a harassment call which may effect my life and work as well as a very small reputation too. What action I can take against their present steps.

All call come from Mumbai and banker is Bank of Baroda. I also know that it is not from Bank of Baroda but its recover agent. Please advise.


Asked on 10/10/15, 11:10 pm

1 Answer from Attorneys
Fca Prashant Chavan Expert Edge LLP

11.10.2015

Dear Sir / Madam,

If you are a Credit Card defaulter, all that I can advise you is to pay up and settle all your credit card outstanding dues to save you from all the harassment, Till such time you do not pay up and settle all your dues, you will continue to be harassed for payment, and you can do nothing about it.

Regards.

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Answered on 10/11/15, 3:23 am


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