Legal Question in Credit and Debt Law in Alabama

Bill Collections

A collection agency is sending me threatening letters & calling my house at all hours of the day & night. I acknowledged the debt & have been making payments, but they want the amount in full. Due to a family member's illness, I am unemployed but am still trying very hard to make payments. I have asked about a payment plan, but they are ignoring my requests. What do I need to do? I have made (and kept) arrangements with other debt collectors, so why won't this one work with me? They're threatening to take me to court, & I can't afford that to happen either.


Asked on 1/17/08, 2:34 pm

1 Answer from Attorneys
John Watts Watts Law Group, P.C.

Re: Bill Collections

What type of threatening letters and how many times a day are the calling? This makes a difference on whether the collection agency has violated the fair debt collection practices act.

We have a variety of articles related to collection agencies at our blog here - http://www.alabamaconsumerlawblog.com/collectorsdebt_buyers/

We hope this is of some help to you. Contact us through our website if you would like to discuss this further.

John Watts

www.alabamaconsumer.com

Read more
Answered on 1/25/08, 4:42 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Alabama