Legal Question in Credit and Debt Law in Alabama
civil suit--credit card company
I was just served papers being sued by a credit card company. I am not sure what i need to do next.
I do not have the money that I owe them which is $11,ooo.00 plus interest and cost.
1 Answer from Attorneys
Re: civil suit--credit card company
You can either negotiate with them or fight the lawsuit. If you negotiate, make sure you have an agreement that they won't move for a default judgment.
We have successfully defended people on these types of suits - it depends on the facts, who is suing you, when you last paid, etc. You can read some general advice on our blog at http://www.alabamaconsumerlawblog.com/2007/05/alabama_consumers_sued_by_debt.html or our website at http://www.alabamaconsumer.com/PracticeAreas/Ive-Been-Sued-What-Should.asp
If you have any questions, please feel free to email or call me.
Best of luck,
John Watts
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