Legal Question in Credit and Debt Law in Alabama

Re: Two court cases-ame debt in two states

They are not supposed to do that. You need a copy of the CERTIFIED judgment in Alaska. You might be able to sue the "debt buyer".

Get a lawyer BEFORE Court (not 1 week prior).

If you have questions please feel free to call. 205.752.4440

Randal Ford

Re: Two court cases-ame debt in two states

Unfortunately this happens quite often when one debt buyer sues on a debt and then a different debt buyer sues on the same debt. This almost certainly violates the Fair Debt Collection Practices Act (FDCPA) that governs debt collectors and debt buyers.

I assume you have already answered the lawsuit? If you haven't, please do so immediately so you do not receive a default judgment.

Do you have a copy of the lawsuit in Alaska and the judgment? Have you told the new debt buyer about it? Is the new debt buyer reporting this on your credit reports?

Here are a couple of blog posts and web pages that might help you.

http://www.alabamaconsumer.com/CM/Custom/FAQs-About-being-Sued.asp

http://www.alabamaconsumerlawblog.com/2007/07/what_happens_when_you_defeat_c.html http://www.alabamaconsumerlawblog.com/2007/03/first_critical_step_to_correct.html

Feel free to contact me if you have any questions or would like to discuss this by phone.