Legal Question in Credit and Debt Law in Alabama
Ilness of parent is preventing payment of credit card debt.
Our widowed mother has become extremely ill, and has gone blind as well. She owes two credit card companies and cannot pay the bills. She had insurance on one that paid $10,000 dollars toward the debt, but she is left with the balance. The companies are calling the children at home and at work trying to collect this money, and will not stop even though they have been advised there is no money left to pay the bills. It takes everything she draws from social security just to buy groceries and pay medical bills. They are now threatening to track our mother down and contact her which we don't want them to do. What are our rights as the children and what course of action can we take to keep our mother from having this harassment?
1 Answer from Attorneys
Re: Ilness of parent is preventing payment of credit card debt.
I would send a certified letter to the credit card companies and tell them that you mother is in poor health and that they should not contact them any further. If they want to, they may proceed with legal action against her if she has defaulted on the debt, but if she doesn't have any assets, what can they collect?
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