Legal Question in Insurance Law in Alabama

Health Insurance Appeal Denial

During the last month of my pregnancy I was diagnosed with preeclampsia. After my daughter was born I was still very ill. My doctor felt that I was not well enough to be released after the usual 48 hour time limit and had me stay an extra day in the hospital. My husband and I received a bill from the hospital for the extra day ($1500.) We filed an appeal with BC/BS which included a letter from my doctor in which she explained my condition and stated that the extra time was ''absolutley medically indicated.'' Our appeal has since been denied. I know that the Mothers' & Newborns' Act of 1996 allows for a minimum of 48 hours for a normal vaginal birth. Is there anything else we can do, or should we just pay the bill? Thank you so much for any thoughts or advice.


Asked on 4/09/03, 4:05 pm

1 Answer from Attorneys
Bobby Lott, Jr. Attorney at Law

Re: Health Insurance Appeal Denial

These types of cases are very difficult to win, but not impossible. There is an attorney here in Birmingham who does a lot of them. Contact my office and I will give you his name and number.

Thank you very much.

Bobby Lott

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Answered on 4/10/03, 9:32 am


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