Legal Question in Real Estate Law in Alabama

My friend and her ex-boyfriend own a house together, he is the primary and she the secondary on the house. The two broke up and she moved out and he has been late on the payment, so the mortgage co. won't let her get her name taken off the house, is there anything she can do to not let this wreck her credit?


Asked on 5/31/10, 9:24 am

1 Answer from Attorneys
James Patterson Underwood & Reimer, P.C.

Unfortunately, no. If the mortgage company wont remove her then she will be responsible for the debt and the charges on the account as well as her ex boyfriend. So, if he misses a payment, its going to report on her credit as well. If he gets behind, they will come after her and if they foreclose on the property, it will report on her credit as well. Her best option to rid herself of the debt is for him to sell the property and have the mortgage paid off.

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Answered on 6/01/10, 6:28 am


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