Legal Question in Tax Law in Alabama

Re: POP After Tax

I am not familiar with the term you mention, "POP plan"

Sounds like you are describing a disability income plan, which generally is better to be an after-tax plan.

If your POP plan involved life insurance for the employees, that may be either pre-tax or after-tax contributions, so long as that insurance coverage is considered incidental to the retirement plan goals, generally less than 50% of the plan assets for a particular employee.

If by POP plan you are referring to health insurance/cafeteria plan options for your employees, that is permitted to be before tax, as health care reimbursements under the plan are generally tax-free income.

If these "stabs in the dark" don't address your specific Q, let me know and provide more specifics of your POP plan. have a blessed weekend and Lord's Day, chip