Legal Question in Credit and Debt Law in Alaska

I received a message stating a mans name, that it was important to call them back, and a phone number. Thinking it had to do with my health insurance (I had just applied) I called them back. When they answered they immediatly asked for my personal information, I asked who they were but they would not give me a straight answer, stating "for you protection we need to verify your identification", still under the belief they had to do with health insurance I confirmed my identification, they then informed me they were attempting to collect a debt. I feel as though I was tricked into calling them, I asked if they had to leave a message stating they were attempting to collect a debt and the would not answer, instead only asking me questions, including where I worked and contact number for them, and whether or not they were allowed to call me.. even though they already called me. Is this a legal tactic?


Asked on 3/06/13, 9:42 am

1 Answer from Attorneys
Terrence Thorgaard Thorgaard Law Firm

I see nothing in your question that indicates they misled you. And bill collectors are not required to identify themselves before they say anytihing else. So yes, it appears that what they did was legal.

Read more
Answered on 3/07/13, 5:43 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Alaska