Legal Question in Banking Law in Arizona

car repo

car was repo by financial institution was only 2 months behind. we have tried several times to speak with them. chapter13 help? should we just make the back payments? I want the car return I can make the back payments. They did not tell me where my car is for auction I have no written notice where the car is. I have tried refin with someone else. Referrals for attorney won't hurt at this point. Need help asap!


Asked on 1/15/09, 10:53 am

1 Answer from Attorneys
Joshua Swigart Hyde & Swigart

Re: car repo

Depending on the facts you might have a right to reinstate the contract. If you have a right to reinstate, the proper notices must be sent out under the Civil Code. Failure to properly advise you of your rights could be a cause for conversion and/or bar the collection of any deficiency which occurs after auction. If you need assistance my office is available to provide you an analysis.

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Answered on 1/15/09, 11:56 am


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