Legal Question in Bankruptcy in Arizona

Hi,
I am going to file my bankruptcy papers at the court here, now, I included my 2 vehicles in the bankruptcy, I chose to reaffirm them.....I am not sure what exactly I would need to do. When the papers get filed, does the court clerk send a letter to my finance companies and the finance companies contact me to reaffirm the vehicles? Also, If they do that, would I be able to get a lower payment, My payment on one of my vehicles is $509, it is high but I have to keep it, since I have 4 kids and that is the only vehicle I have since my husband takes the other one to work. Please let me know. Thank you so much

Asked on 7/10/13, 10:08 pm

Charles Andersen Charles Andersen, Atty

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be careful to make your I & J budget match what you want your car payments to be, and then negotiate!

http://www.absolutebankruptcy.org/Chapter_7_Objections.htm

Answered on 7/10/13, 10:14 pm

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