Legal Question in Credit and Debt Law in Arizona

Collection Agencies

If the credit card company sold my account to a debt collection agency does that agency have the right to sue me for the amount owed? I thought only the credit grantor could do that. Also is it legal for them to send me papers that look like court papers stating that I am being summoned and if I do not respond or appear then a default judgment will be enter against me and my wages garnished? Thanks for your time and help.


Asked on 8/23/08, 11:19 am

1 Answer from Attorneys
Debra Palomino PALOMINO LAW FIRM, P.C.

Re: Collection Agencies

Yes, debt can be sold by assignment and the buyer/collection company can sue. Call the court to determine if an action has been filed. If not, then the OP is simply giving you a review of the lawsuit that has been prepared.

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Answered on 8/23/08, 1:48 pm


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