Legal Question in Credit and Debt Law in Arizona

I don't want a credit judgment

I have been summoned to appear in court. A collection agency has bought my very old credit debt and is now suing me. How do I respond? Is there a legal form to use? The company that now owns my account does not want to settle. They say they won't accept a small monthly payment? Can they do that?


Asked on 9/15/08, 2:40 pm

1 Answer from Attorneys
Brian Blum Blum Law Office, PLC

Re: I don't want a credit judgment

You need to file an Answer or you will lose by default. There is a statute of limitations on claims like this. I would have to know more about the debt to give any advice. See an attorney.

They do not have to settle or accept a small monthly payment.

If they win this lawsuit, they can garnish your wages and bank accounts.

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Answered on 9/17/08, 11:34 am


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