Legal Question in Credit and Debt Law in Arizona

When a Credit-Reporting Agency does not abide by the Fair Credit Reporting Act

It is my understanding that a credit-reporting agency has a maximum of 30 days in which to respond to a consumer's dispute about his/her credit report. I have gone through appropriate channels to dispute inaccurate information on my credit report, using forms and addresses provided to me by the credit-reporting agency. It has now been well over 60 days since I sent my dispute information, and I still have heard nothing in response. I even sent a follow-up letter quoting the paragraph of the Fair Credit Reporting Act which describes the lenth of time in which they have to respond, and asking for an immediate response to my inquiry. It has been 3 weeks since that letter and still no response. Do I have any recourse? How may I go about forcing the agency to adhere to the law and remove the incorrect info, now that the alotted time-frame has expired?


Asked on 8/08/00, 1:40 am

1 Answer from Attorneys
Keith Knochel Law Offices of Keith Knochel

Re: When a Credit-Reporting Agency does not abide by the Fair Credit Reporting A

They may be sued for damages under these circumstances. For a consultation which costs $60.00, please call 1-800-677-1010 to discuss furhter. Keith Knochel

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Answered on 9/14/00, 12:49 pm


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