Legal Question in Credit and Debt Law in Arizona

how can a third party collect on a credit card that was charged off ten years ago


Asked on 7/28/09, 7:34 pm

1 Answer from Attorneys

David McGlothlin Hyde & Swigart

If the debt is outside the statute of limitations, then there is not much the debt collector can do to try to collect it. However, they can still ask for payment, but most threats they would usually make are not allowed. It is very likely that a Fair Debt Collection Practices Act (FDCPA) violation is occurring if they are collecting on a debt that old. Feel free to contact me or another FDCPA attorney to see if your rights have been violated.

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Answered on 8/03/09, 11:57 am


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