Legal Question in Credit and Debt Law in Arizona

served with summons for credit card debt

I was served on Oct 30th for a credit card debt of 2800.00 from a law firm. Should I try and contact them and make payment arrangements before going to court? Do I still need to file a answer to this summons regardless of an agreement?


Asked on 11/02/07, 4:30 am

1 Answer from Attorneys
Debra Palomino PALOMINO LAW FIRM, P.C.

Re: served with summons for credit card debt

Yes, contact them in writing offering a payment plan under a settlement agreement. If accepted you will have reduced attorney's fees and costs of litigation. If no answer by the 20 days after service, you could file an answer with an offer of judgment for the amount due.

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Answered on 11/04/07, 1:33 pm


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