Legal Question in Personal Injury in Arizona
automobile accident
i was hit by a person who said he had insurance but the insurance gave me a claim #, was just about to settle with me then said the person had not been covered since october the previous year, what are my options?
2 Answers from Attorneys
Re: automobile accident
Sue the person directly.
John
Re: automobile accident
Your best option may not be to sue the person directly. Many people who have no insurance are judgment proof, and there are court costs associated with getting a judgment, perfecting it, garnishments, etc. and they are tricky procedures which raise liability for you if not done properly.
See an accident attorney. You are probably limiting your recovery and rights by not doing so.
There may be medical pay claims, uninsured motorist claims, or other means of settling your case. The driver may have other coverage, or be covered by a household policy on another vehicle. All facts are not presented here to give a proper opinion.
We offer free initial consultations for injured persons not at fault. 480.835.1500.
Good luck.