Legal Question in Personal Injury in Arizona

being sued by auto accident victim

my 23 year old son rear ended a lady 2 years ago. he has insurance but they have not settled the claim now other party is suing him for an undisclosed amount. He has no assets and is a student. would this possibly go to court and ruin his life forever? could he have to make payments to this lady for the rest of her life? she is claiming herniated disk causing much pain and suffering and not able to work for 2 years. insurance liability limits were 50/100. if this is not enough why would the insurance company sell a policy that wouldn't cover all the damages?


Asked on 1/28/07, 12:20 am

1 Answer from Attorneys
James Jenkins Jenkins Law Center PLC

Re: being sued by auto accident victim

Insurance companies are required to sell only at least $15,000 per person liability insurance. Your son bought $50,000. That is insufficient for many accidents, but he must choose the limits he wants to pay for. Some people have $1million of coverage, yet it is possible to have an accident with more damages than that.

Your son appears to be judgment proof. I presume his company will offer its limits, and in exchange the plaintiff will sign a release of all claims. If your son had substantial personal assets he would have more to be concerned about. His insurance company should have told him this, but they often keep the insured scared, for their own benefit.

If you continued to be concerned you could get an attorney to represent your son's personal interests.

Best regards.

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Answered on 1/28/07, 2:03 am


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