Legal Question in Workers Comp in Arizona

Unfortunately, there is no easy answer to your question. An analysis of how much you are costing them, and how much you would be likely to cost them in the future must be made. Then those figures must be converted into a "present value", taking into consideration the time value of money. Finally, if you are receiving, or are likely to receive Medicare or Medicaid benefits, any such settlement also must be approved by the Center for Medicare Services, an agency of the federal government. I'm sorry to say that you'll need a lawyer if you don't want to just trust the insurance company.