Legal Question in Credit and Debt Law in Arkansas

my legal rights

Some 6 years ago, I obtained a private educational loan for my daughter, whose name is secondary. Some 3 years later, I was divorced, and was forced to file bankruptcy. No more statements came from this company. Nor were any bills sent to my daughter. Now over a period of a year, harassing and threatening phone calls are coming to my job and my daughters, with outrageous demands for money that we cannot possibly come up with from a collection company. Each time it is for a different amount of money, even though I paid on this for 3 years before I filed bankruptcy. This company refuses to work with us for repayment, and hangs up on us, with no room for negotiations. I am single, living on one income, and have not been able to establish anything with this horrible collection company. They have threatened us with everything, lawsuits, and taking personal property. I need to know my rights, and exactly what this collection company can do. I have never once denied owing this, but they will not work with us. What can I do?

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