Legal Question in Credit and Debt Law in California

Debt Collectors

Is there a statute of limitations on credit cards or other unsecured loans?


Asked on 10/13/07, 9:29 pm

2 Answers from Attorneys
Larry Rothman Larry Rothman & Associates

Re: Debt Collectors

The statute of limitations is two or four years. Sometimes, the collection agency may violate the Fair Debt Collection Act. Have you received any demand letters. Please contact us if you have any questions.

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Answered on 10/17/07, 7:50 am
Brian Corber Brian Lee Corber, Attorney at Law

Re: Debt Collectors

The statute of limitations is based on the contract for the card or loan, if in writing (likely) the statute in California is 4 years on a written contract from breach.

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Answered on 10/16/07, 8:42 pm


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